Simple Ways To Save On Daily Spending

02
August

In this economy, saving money is as important as it has ever been. There are ways to save money every day while still being able to lead a happy lifestyle. Here are just a few tips for saving money on your daily spending.

The first thing you should do is take a week and write down everything you purchase. If you buy a cup of coffee, write it down. If you get something from the vending machine, write it down. Document everything, and you will get a good idea of what you spend every week. Odds are you will be surprised by how much you spend in a given week. Once you look over everything on your list, you can start to look in to some ways to save some money.

Let’s start with coffee. If your office provides free coffee, there is no need to buy one. That could save you about ten dollars a week. If your office doesn’t have coffee, consider finding a cheaper place to buy coffee or buy a smaller size. Not only will that save you some money, but you will be a little healthier as well. You might also want to consider only buying coffee on Monday or Friday. It will like a treat, and you will appreciate it more.

If you can, you should always bring your lunch to work. Buy what you need for the week and pack it the night before. Not eating out for lunch will save you a good amount of money. Also, instead of buying a can of soda every day, buy a two liter bottle and store in your refrigerator. Two liter bottles of soda only cost a little bit more than a twenty ounce bottle and last a lot longer. You are saving at least a couple of dollars by using this method.

Depending on your commute to work, consider public transportation versus driving. If you work in a city, consider riding a train. You will save a lot of money on gas and parking, not to mention the aggravations that come with traffic. Gas prices are fairly high, so taking public transportation there will help save on gas. Also, you are using the car less, which will increase the lifespan of your automobile.

Are you buying a newspaper every day? There is really no need. If you take the train, you probably want something to read. However, most train stations have free newspapers that you can enjoy. If you drive to work, you probably do not have much time to read the paper anyway. Instead, listen to a news radio station or take a few minutes before work to look at some news websites. The costs of newspapers add up for as little time as you spend reading them.

Another great tip is to avoid vending machines. Vending machines have higher prices for items than most other places. If you are buying a bag of chips or a candy bar every day at a vending machine, you are wasting a lot of money. Instead, go to the grocery store and buy some snacks for the week. Leave them in your desk and you will be set for the week.

These are just a few examples of some good money savings tips. Once you try some of these, spend a week writing down everything you bought again. Compare this new list to the first list you made and you can see how much money you saved. Odds are you won’t be just as happy as you were when you were buying a daily cup of coffee, and you will have more money to boot. Continue trying different things to increase your savings as time goes on. Also, consider taking out a certain amount of cash you are comfortable spending in a week and leave your debit card at home. Throw all the change you get in a jar, and you will see how fast that adds up.

This post was written by

jason – who has written posts on Budget Clowns.
Father of three and married to a lovely women. Always looking for ways to save money, and invest it properly for my children's future.

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