Budgeting
Overspending is a habit for most of us. We’re always assuming our next check is going to be better than the previous one. And we’re only interested in how far we can reach a limit before leaving a credit card alone. In most cases, we’ll leave a credit card alone if we’re edging towards an over-the-limit fee.
General Finances
Below is information on what every homeowner should know about tax deductions. Your home provides numerous benefits, not the least of which is a host of tax deductions which will save you potentially thousands of dollars come tax time.
Debt
There are many tools in the financial recovery toolbox. In order to repair a person’s broken financial situation, a skilled repairman must know which tools are available and how to choose amongst them to obtain the best result for a particular person’s situation. In certain situations, for example where a person’s income was interrupted due to a layoff or illness, resulting in a “past due purgatory”, the financial repairman might just reach into the toolbox and use creative budgeting to try stifle miffed creditors. Somewhere in the middle, beyond the “past...
General Finances
Below is information on what every homeowner should know about tax deductions. Your home provides numerous benefits, not the least of which is a host of tax deductions which will save you potentially thousands of dollars come tax time.
Investing Banking
Have you been bitten by the gold bug? With prices soaring to near all time highs, close to $1300.00 per ounce, the precious metal has been attracting the attention of more and more investors. The question arises as to whether or not gold is a safe haven for investors or is it more of a speculation?
Retirement
When the Social Security Act started in 1935, many didn’t expect that people would be living longer and drawing on Social Security for longer and longer periods of time. What you’ve heard about Social Security is absolutely true. There is no money in social security. In 1965, Lyndon B. Johnson put the Social Security fund into the General Trust fund, so there hasn’t been money in there for over 45 years. But what happens if the tax liability becomes so great that the government cannot afford to pay the Social Security that’s in the general fund?
When the Social Security Act started in 1935, many didn’t expect that people would be living longer and drawing on Social Security for longer and longer periods of time. What you’ve heard about Social Security is absolutely true. There is no money in social security. In 1965, Lyndon B. Johnson put the Social Security fund into the General Trust fund, so there hasn’t been money in there for over 45 years. But what happens if the tax liability becomes so great that the government cannot afford to pay the Social Security that’s in the general fund?
Have you been bitten by the gold bug? With prices soaring to near all time highs, close to $1300.00 per ounce, the precious metal has been attracting the attention of more and more investors. The question arises as to whether or not gold is a safe haven for investors or is it more of a speculation?
If you’re reading this article, chances are pretty good that you’re here because you don’t know how to manage your money and may have made some poor decisions in the past. Like, maybe you gave your personal information to a “King Juhabi” from “Uganda” because he wanted to “deposit $70 million” in your bank account. Or maybe you were never taught how to budget, were taught poorly, or just never thought a budget was something you needed. But now, for whatever reason, you need some tips on how to make a budget work, and work now. Here, I offer five practical tips on how to manage your money wisely.
Home foreclosures are at an all time high. Nearly 3 million homes were under reacquisition by banks and lenders in 2009. We are on pace for another 3 million this year as well.
You’ve worked hard for your money. Let’s face it: When it comes to money, you need all the help you can get in order to make it work for you. Of course, if you don’t know much about investing, don’t feel bad. People go to years to college to try to learn proper finance and they still don’t always get it right. So let’s look at how annuities make money for you over time.