Money Saving Tips – Essential Tips to Save Yourself Some Cash


No matter how much money a person may make, it never seems to be enough. With bills and unexpected expenses always popping up during day to day life, the paycheck gets smaller and smaller. But just because a person is not a millionaire, it does not mean that you can’t live a life of quality. Knowing how to manage your finances, and save yourself money where possible, can lead to many benefits later down the line. In fact, you may find that you are finally able to gather enough money to buy that special thing you’ve always wanted to get, but couldn’t before. Check out the below tips to discover how you can save yourself some cash.

1. Quit your habit of smoking. If you find yourself going through a pack or more a day and constantly need to restock on your cigarette habit, then you can definitely cross this off the list of essential purchases. Besides the fact that cigarettes are expensive, they are also bad for your health. The money usually spent on smoking could be placed in savings and investment, be it for yourself or a loved one. It can be a difficult road for an addict to conquer their problem, but it can be done. Consult a doctor for more information.

2. Pack your lunch. It may appear tempting to drive over to the nearest fast food place when you’re on a break at work, but even if you only do it once or twice a week, it can easily add up. Ask yourself if you really need to go to those places in order to lead a fulfilling life, and then come up with a menu for yourself to make from home. There are many possibilities and many ways in which to get creative. If you have children, pack them some lunches as well, instead of expecting them to purchase cafeteria food.

3. Do some serious cleaning and have a garage sale. The basement or attic, should you have either, are great places to start to look for things to sell. Sit down and look at each item attentively. Have you used it in the last six months? Do you absolutely need it? If not, then it is time to get rid of it. If you aren’t comfortable with having a garage sale, there are other options open to you. Some stores, such as a thrift shop, pay or give store credit for old and used clothing. You can also sell things online through online auctions.

4. Skip using a gym for your exercise needs. Using a gym usually requires some kind of annual membership fee, and you don’t need all of the fancy equipment inside, anyway. There are plenty of workouts you can do at home, and it won’t cost you nearly as much. Take up jogging or cycling, practice aerobics in your family room, and so on. Instead of using weight bars, lift heavy jars or anything else that could work just as well. Use this opportunity to get innovative on your road to health.

5. Stay home. Do you really need to go see a movie at the theater every week, or take a trip to the mall every weekend? Think about all the spontaneous purchases that took place during this time. The home can work just as well, if not better, when it comes to your entertainment. Many libraries offer the chance to check out music and movies, which is something worth looking into. After all, who can resist free? Consider family game nights as well to pass the time. Sometimes the best memories are created during the simplest moments.

6. Take up the habit of obtaining things used. Check online auctions for gadgets, toys, clothes, and other items, as they tend to be found for reasonable if not very cheap prices on such sites. Consignment shops and thrift stores are also excellent places to explore for deals you didn’t think could exist. You don’t have to spend a million bucks to get the things you really want. Sometimes even designer items can be found, leaving the impression that you spent more than you actually did; and that is never a bad thing.

This post was written by

jason – who has written posts on Budget Clowns.
Father of three and married to a lovely women. Always looking for ways to save money, and invest it properly for my children's future.

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