[KooljeanE]

I want to have my house paid off and be out of debt when I retire. How about you? Is it important to you to be free of debt in your retirement years?

[onmars]

Yes, it is essential for me to be out of debt for retirement. Being in debt while living on a fixed income is a very difficult thing. If you start out in the hole it can affect your well-being and longevity too, or at least that is my opinion.

[Mia28]

I agree onmars You don't want to be in debt once you retire. Most people work until they are out of debt. My parents are both retired and they have no bills racked up. I will be the same!

[Brett]

I agree with everyone else! No way would I want to have debt when I retire-- it'd stress me out too much and I wouldn't be able to enjoy my retirement.

[shoestring]

Debt during retirement would be very difficult. People often underestimate how much they need to live on and adding extra payments on top of that would be stressful.

[zipper]

I agree, I read that up to 70% percent of people who have retired in the past few years wish they had saved more. I am going to do everything possible to make sure I don't have debt at retirement.