Most people struggle with holiday overspending and would welcome a Christmas with less financial pressure. Limiting your holiday season spending gives you more money to repay debt or finance your child’s college fund. Without skipping the gift giving, family gatherings or other important aspects of Christmas, you can create a festive and magical holiday on a budget.

Food is a necessity. And because we need it to stay alive, we rarely look at grocery bills when looking to shave monthly expenses. But saving on groceries doesn’t have to mean starving to death. Just by slightly changing your shopping habits, you can save hundreds of dollars off of your monthly grocery bill without sacrificing your favorite foods.


One of the most important lessons you can teach your teenager is how to handle money. It’s something that will greatly affect the quality of his life. Teach him to assess how much money is coming in; what basics must be covered; how much to save for unexpected expenses; how to plan for big-ticket items; how to handle credit; and how to be a smart consumer. Enable him to follow his own budget so he doesn’t make mistakes he’ll regret later.


Prices are rising, and groceries are no exception. With prices of even the simplest foods reaching all-time highs, grocery bills can take a big bite out of your budget. Here are some simple tips to save money on your groceries.


Everyone wants to know how to save money in this rough economy and some are finding the easiest way to do it. Not only have they made a budget, they’ve learned to coupon. Whether you are an experienced coupon clipper or just starting, there are many organizational tips that can help you save time and put cash in your wallet. You don’t have to be on “Extreme Couponing” to utilize these tips and be good at it. Staying organized with your coupons is the best way to save the most money and time in the long run.