Budgeting

Most people struggle with holiday overspending and would welcome a Christmas with less financial pressure. Limiting your holiday season spending gives you more money to repay debt or finance your child’s college fund. Without skipping the gift giving, family gatherings or other important aspects of Christmas, you can create a festive and magical holiday on a budget.

General Finances

When you make an effort to pay off a large amount of credit card debt, it can feel good to be able to cancel your credit card accounts and be out of debt completely. While this is a common practice among people who are paying off debt, it may not always be the best decision that you could make financially. In some cases, canceling your credit card could hurt you in other ways that you did not foresee.

Debt

Credit Card Debt Forgiveness

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16
November

Credit card debt forgiveness has become more main stream since the beginning of the recession. In fact, it seemed like every time you flipped on the TV, radio or Internet, there was an advertisement on about managing your debt through credit card debt forgiveness. Like typical advertisements, however, none of them really explain what the program entails.

General Finances

When you make an effort to pay off a large amount of credit card debt, it can feel good to be able to cancel your credit card accounts and be out of debt completely. While this is a common practice among people who are paying off debt, it may not always be the best decision that you could make financially. In some cases, canceling your credit card could hurt you in other ways that you did not foresee.

Investing Banking
05
June

Most of us learned to save money only after we were in financial trouble. Mounting bills are expedient teachers, but they’re not the best way to learn. The best time to learn life skills is when you’re young. Start teaching your kids how to save money now. Otherwise you’ll have no one to blame but yourself for the grown-up children still living in your basement.

Retirement
18
October

When the Social Security Act started in 1935, many didn’t expect that people would be living longer and drawing on Social Security for longer and longer periods of time. What you’ve heard about Social Security is absolutely true. There is no money in social security. In 1965, Lyndon B. Johnson put the Social Security fund into the General Trust fund, so there hasn’t been money in there for over 45 years. But what happens if the tax liability becomes so great that the government cannot afford to pay the Social Security that’s in the general fund?

Most people struggle with holiday overspending and would welcome a Christmas with less financial pressure. Limiting your holiday season spending gives you more money to repay debt or finance your child’s college fund. Without skipping the gift giving, family gatherings or other important aspects of Christmas, you can create a festive and magical holiday on a budget.

When you make an effort to pay off a large amount of credit card debt, it can feel good to be able to cancel your credit card accounts and be out of debt completely. While this is a common practice among people who are paying off debt, it may not always be the best decision that you could make financially. In some cases, canceling your credit card could hurt you in other ways that you did not foresee.

Credit Card Debt Forgiveness

Comments Off  

16
November

Credit card debt forgiveness has become more main stream since the beginning of the recession. In fact, it seemed like every time you flipped on the TV, radio or Internet, there was an advertisement on about managing your debt through credit card debt forgiveness. Like typical advertisements, however, none of them really explain what the program entails.

Wise Use of Your Credit Card

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13
November

Using a credit card can be an easy way to make purchases no matter where you are. While credit cards are easy to use, this ease can also lead to some problems for you as a consumer. A credit card in the wrong hands can create a dangerous situation, financially. If you plan on opening a credit card account, you need to understand some basics on how to use your card wisely.

Identity theft is a problem that has been growing rapidly in recent years. Many people have fallen victim to identity theft in one form or another at some point. One of the most common types of identity theft involves credit cards. An identity thief gains access to your credit card information and then uses the numbers to make a purchase on your account. While this is still a problem, a new system that is provided by credit card companies has the potential to thwart many of these issues. Virtual credit cards can be used effectively by consumers to protect their information and avoid identity theft.